I’m 63 Married And Retired With $2,000,000 In My 401(k) Should I Convert To A Roth IRA

hqdefault 396

Schedule a free virtual or in-person consultation by visiting
We are based in Knoxville and Chattanooga!

Would a Roth Conversion improve my tax efficiency? What happens if I run out of income before I run out of life? Will my spouse be ok? In this study, we’ll take a look at being 63, married, and retired with $2,000,000 in your 401(k). Should you convert to a Roth IRA?

0:15 Introduction
0:45 Disclaimer
1:20 Case Study
1:45 Plan for Everything
2:16 Current Situation
3:26 Roth Conversions
5:24 401(k) vs Roth IRA
9:45 Tax Brackets
11:37 Impact of RMDs
12:52 Starting Distribution Tax
14:27 How Much to Convert?
15:28 Medicare Part B
17:06 Conclusion

A successful retirement plan means having a clear and achievable plan for your taxes, income, investment, healthcare, and legacy. If you are missing a piece of your financial puzzle or just want a second opinion, contact us at 865-392-4260 or visit

Learn more by visiting our website:

#incomeplanning #retirementplanning #retirementincome #retirewith2M #retirementat63 #retiredandmarried

By: Blue Ridge Wealth Planners
Title: I”m 63 Married And Retired With $2,000,000 In My 401(k) Should I Convert To A Roth IRA
Sourced From: www.youtube.com/watch?v=BkxYuQ0Vb88

Follow us on FB: https://www.facebook.com/UXClub.net/

Leave a Reply